Effective Date: May 2021
Whenever we say “you” or “your,” that means you as a visitor to the Website. By saying “HomeBackerUSA”, “we”, “us” or “our”, we mean MCK Lending Group, LLC.
- Using the Website
While on the Website, you may be asked for certain financial and other information about you and your property. This information is used as part of the criteria for evaluating eligibility. Please note that we are not an investment advisor or financial planner.
You may not use this Website if you are under 18 years of age. By using the Website you represent and covenant to us that: (a) all information you provide is accurate and complete; and (b) you are not misrepresenting your identity or any information related to your current financial accounts.
To the extent permitted by law, products and services described on the Website may be discontinued or changed. In our sole discretion, we may restrict your use of the Website.
- Website Content
Although we try to provide accurate and timely information on the Website, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons, we cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links or other items on the Website.
The Website’s content, including but not limited to all images, icons, text, software, logos, expressions and ideas are protected by copyright, trademark and other intellectual property laws. You shall not post on or transmit to or from the Website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, immoral, or profane material, or any other content that could provide incentive to employ any civil or criminal liability. The Website content is provided “as is” and without warranties of any kind, either express or implied, including, but not limited to, implied warranties of credit worthiness and fitness for a specific purpose.
- Accessing the Website via a Mobile Device
If you access the Website via a mobile device (such as a smartphone or tablet), in addition to all other requirements, you shall ensure that you have software on your mobile device that allows you to print and save any disclosures presented to you. If you do not have these capabilities on your mobile device, please access the Website through a device that provides such capabilities.
- Limitation of Liability and Indemnity
We shall not be liable for any direct or indirect, special, incidental, or consequential damages, losses or expenses that may arise in connection with: (a) your use of the Website, or from your use of, or inability to use, this Website or any information provided on the Website; (b) any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure; or (c) the disclosure of information when replying to you by email or other electronic means or receiving emails from you. This limitation shall apply even if we have been advised of the possibility of such damages, losses, or expenses.
Don't Settle for Less
You deserve skilled, mortgage professionals who will give you their best, every time!
Checking eligibility will not affect your credit score.
Completing the questionnaire will assess your home loan eligibility, allow you to review estimated offers if eligible, and will not impact your credit score. If you accept a proposal, a one-time credit inquiry will be required which may impact your credit score
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